Cargo Insurance

Protect Your Cargo
Every Step of the Way

Comprehensive cargo insurance coverage protecting your goods at every stage of their journey — by air, sea, or road.

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All-Risk CoverageBroadest protection available
Air · Sea · RoadAll transport modes covered
Origin to DeliveryDoor-to-door protection
Open Cover PoliciesFor regular shippers
Cargo Insurance

Protecting Your Cargo,
Every Step of the Way

No matter how carefully a shipment is planned, the unexpected can always happen. Damage, theft, loss, and unforeseen events during transit can result in significant financial loss — and standard carrier liability is often far too limited to fully protect your cargo's commercial value.

Karibao Logistics offers comprehensive cargo insurance solutions providing genuine all-risk coverage from the point of origin to final delivery. We work with reputable insurance providers to ensure your cargo is fully protected at competitive premiums.

We strongly recommend cargo insurance for all shipments — regardless of mode of transport — and our team will advise on the right level of coverage for your specific goods, value, and routing.

All-Risk Coverage Air Freight Marine Cargo Road Freight Storage Insurance Open Cover
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Cargo Insurance
100%Cargo Protection
All-RiskBroadest coverage
Coverage Options

Our Cargo Insurance Capabilities

Comprehensive insurance solutions for every cargo type, route, and mode of transport.

01

All-Risk Coverage

The broadest available coverage — protecting against all physical loss or damage from external causes during transit.

02

Air Freight Insurance

Dedicated air cargo insurance covering loss, damage, and delay-related losses for air shipments.

03

Marine Cargo Insurance

Institute Cargo Clauses (A, B, C) coverage for ocean freight — from port of loading to port of discharge.

04

Road Freight Insurance

Coverage for ground transport — protecting cargo against accident, theft, and damage during road transit.

05

Storage Insurance

Coverage for goods held in transit storage or warehousing facilities during the logistics process.

06

Open Cover Policies

Ongoing open cover arrangements for regular shippers requiring automatic coverage on all shipments.

Why Cargo Insurance

100%

Cargo Protection

Why Insure?

Why Cargo Insurance
is Essential

Many shippers assume carrier liability will cover them in the event of loss or damage. In reality, carrier liability is typically limited by international convention and rarely reflects the actual commercial value of goods.

Limited Carrier Liability

International conventions cap carrier liability well below actual cargo value. Insurance fills this critical gap.

Unforeseen Events

Accidents, weather events, theft, handling damage — even the best-planned shipment can encounter the unexpected.

Business Protection

Cargo insurance protects your cash flow, customer relationships, and business continuity from the financial impact of a loss.

Cost-Effective Peace of Mind

Insurance premiums are modest relative to cargo values — a small cost for complete financial protection.

What We Recommend You Cover

Commercial Invoice Value

Full declared value of your goods as shown on the commercial invoice.

Freight Costs

Include the cost of freight to ensure full cost recovery in the event of a loss.

Insurance Premium

Include the cost of insurance itself (CIF basis) for complete protection.

10–20% Uplift

Add an uplift to cover additional costs associated with replacement or loss.

Standard recommendation: Insure at CIF value + 10% for complete financial protection.

FAQ

Cargo Insurance — Frequently Asked Questions

What does all-risk cargo insurance cover?
All-risk cargo insurance covers physical loss or damage to your goods caused by any external cause during transit, including accidents, handling damage, theft, fire, and weather events. Exclusions typically include inherent vice, inadequate packing, and war/strikes (unless specifically endorsed).
How is the insurance premium calculated?
Premiums are calculated as a percentage of the insured cargo value (CIF value plus a percentage uplift). The rate varies depending on the cargo type, packaging, transit mode, origin and destination, and the level of coverage selected.
What should I insure my cargo for?
We recommend insuring your cargo for its full commercial invoice value plus freight and insurance costs, with an additional uplift of 10–20% to account for any additional costs associated with a loss — commonly expressed as CIF + 10%.
How do I make a claim if my cargo is damaged?
In the event of a loss or damage, you should immediately notify us and the carrier, note all exceptions on the delivery receipt, preserve all packaging, and take photographs. Our team will guide you through the claims process and liaise with the insurer on your behalf.
Can I get ongoing coverage for regular shipments?
Yes. For clients with regular shipment volumes, we recommend an open cover policy — a standing arrangement that automatically covers all shipments under agreed terms without requiring a separate policy for each consignment.
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Related Services

Air Freight

Express cargo worldwide

Ocean Freight

FCL & LCL sea cargo

Ground Freight

Road transport solutions

Customs Clearance

Documentation & compliance

Protect Your Cargo Today

Speak with our team to arrange the right insurance coverage for your next shipment.

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